Explore Travel Planners LLC highly recommends that you purchase a travel insurance protection plan for your trip. Wise travelers recognize the important need to protect their trip investment, health and personal belongings. The following information will show you just how travel insurance protection plans can help prevent potential loss:
1. TRIP CANCELLATION / INTERRUPTION REIMBURSES YOUR NON-REFUNDABLE PAYMENTS OR DEPOSITS UP TO THE AMOUNT OF COVERAGE SELECTED, FOR EXAMPLE: • Cancellation penalties (which can be up to 100%) due to an injury, illness or death of you, a traveling companion or family member (See Pre-existing Conditions in brochure). • Bankruptcy or default of an airline, cruise line or tour operator. • The unused portion of your trip if your trip is interrupted. 2. EMERGENCY MEDICAL EXPENSE COVERAGE PAYS UP TO THE AMOUNT SELECTED FOR: • On-the-spot hospital deposits and payments required by hospitals for your admittance. • Personal health insurance deductibles and co-payments. • Costly medical transportation which can save you thousands of dollars. (Important: Many health insurance companies provide limited coverage overseas and Medicare provides no coverage outside the U.S.). 3. MANY TOUR OPERATORS AND CRUISE LINE INSURANCE PROGRAMS DO NOT PROVIDE THE FOLLOWING COVERAGE: • Bankruptcy or default protection. • The ability to cancel your trip (for covered reasons) up to the time of departure. • Trip interruption coverage once you have departed. • Medical coverage. • 24-Hour Hotline assistance for travel and medical emergencies.
** A TRAVEL INSURANCE PROTECTION QUOTE HAS BEEN EMAILED TO YOU. PLEASE REVIEW SELECTED POLICIES CAREFULLY TO BE SURE YOU HAVE THE COMPLETE COVERAGE YOU DESIRE! ALSO, NOTE, TRAVEL INSURANCE PREMIUMS ARE NON-REFUNDABLE IN THE EVENT OF A TRIP CANCELLATION AND THEY ARE DUE AT TIME OF INITIAL DEPOSIT.
**IF YOU DECLINE TRAVEL INSURANCE, YOU ACKNOWLEDGE THAT TRAVEL INSURANCE PROTECTION HAS BEEN OFFERED AND DECLINED. THIS PROTECTION, MAY INCLUDE THINGS SUCH AS TRIP CANCELLATION, BAGGAGE, MEDICAL AND EVACUATION (EACH POLICY IS UNIQUE THEREFORE PLEASE REFER TO THE EMAILED QUOTE). BY DECLINING, YOU ALSO UNDERSTAND THAT TRAVEL SUPPLIERS/PROVIDERS IMPOSE PENALTIES FOR CHANGES AND CANCELLATIONS. THESE PENALTIES CAN RANGE UP TO 100% DEPENDING ON HOW CLOSE TO DEPARTURE THE WRITTEN NOTIFICATION IS RECEIVED. IF ANY EVENT THAT WOULD HAVE BEEN COVERED HAD I (WE) TAKEN TRAVEL INSURANCE OCCURS, I (WE) WILL HOLD EXPLORE TRAVEL PLANNERS LLC HARMLESS.
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